5 Essential Elements For 債務重組 - 【drp-iva.top】
5 Essential Elements For 債務重組 - 【drp-iva.top】
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致力為客戶提供優質服務，我們非常重視與每一位客戶直接溝通的機會，並會認真管理客戶回饋的寶貴意見
生活限制：不能乘坐的士、不可購買貴重物品及資產（如物業、汽車）、不能再對已購買保險作出供款；
一般銀行只要求債務人變賣可套現資產物業，以減輕欠債額。現時大部份負資產人士及需補地價之業主，其物業都不會受影響。
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破產令解除後，破產人將獲免除所有可證債項。但以下幾類債項不在免除範圍內，仍然可能被追討：
You can find an IVA with no credit card debt administration company. It’s commonly more affordable and you could find an insolvency practitioner yourself - they’ll manual you thru the method.
When you have not by now, it is best to 1st Examine what an IVA is. It's also advisable to Check out your other options for obtaining outside of credit card debt.
Precedence debts usually are not included in an IVA. They depend in direction of your 債務舒緩成功率 month to month household bills rather. Precedence debts include things like:
Access cost-free means and 債務舒緩邊間好 Studying modules to the Eagle Labs Academy platform �?all personalized to every stage of your organization journey and entirely free of charge.
Banking limits: You can only be permitted to utilize a primary banking account throughout the IVA to prevent borrowing by means of an overdraft.
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彈性的日常生活：相較於破產，債務重組對日常生活的限制較少。能夠自由支配收入，且沒有旅遊或奢侈消費的限制。
Specific Voluntary Arrangements, or IVAs, are lawful agreements which will help you pay off your debt at a far more cost-effective rate. Please read on to Learn how they work and whether or not they could possibly be an option for you.
本會一直以來致力協助香港不同人士處理債務問題，減輕債務人和家庭成的債務和心理壓力。債務的出現可以有多種因素，包括家庭經濟壓力、不當的理財方式、不良的嗜好或習慣等。不論你是因為什麼原因而導致債務問題的出現，本會都希望能夠根據你的獨特需要，協助你真正解決問題，讓你可以儘早重過新生活。